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May 2019 Net Worth Duty

Today is Net Worth Duty update. Which is not bad, I believe I went up this month… I just hope that it gets better at the end of this month because I’m about to spend a bunch of money by switching to Iceland. Although, some portion of my checking account was actually being saved for it anyway so yeah.   Value…

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Real Hourly Wage Time

russian blue cat wearing yellow sunglasses

Nothing is more entertaining than being surprised to see how much I’m REALLY making when calculating life energy to earnings ratio. I anticipated since I earned $333 a week, working 30 hours a week, I trade an hour’s worth of my life energy for $11.10 (yes, in Colorado, that’s minimum wage guys. SURPRISE!) See, you now know more about me than…

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FI Program Step 2 – Tracking Your Life Energy

white ceramic mug on table

Inhale that Lemongrass essential oil from the diffuser and get calm because this step might make you go crazy. Your Money or Your Life states, “Money is something you trade the hours of your life for.” I’ve never looked at it this way and yet it makes so much sense. There’s also two parts to Step 2 and Miss Vicki states…

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Am I Really Going to Divulge This? Frick… Embarrassment and Awkwardness are Creeping Up

Dear Sweetie let's become debt free by 2020

It’s STILL Step One and I am already not wanting to continue. Besides, reading over the whole chapter again and I have found no areas to where I should count my retirement savings. It’s NOT liquid, nor is it fixed. So, I’m really deciding whether to even giving away the rest of my asset information. I’m starting to visualize all the…

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You Know What’s High-Priced? Fixed Assets!

person in brown coat standing by brown house

Fixed Assets!! Your Money or Your Life states, “In listing these, start with the obvious: the market value of your major possessions – for example, your house, your car(s)… Go through your attic, basement, garage, and storage shed. Itemize everything worth more than a dollar, without subjective evaluations like “That’s worthless.”” Hook me up with an inventory person because I must…

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Fishy Fishy. Fishing Around for Liquid Assets

fishing pole

Someone went fishing around for information. I’m sure you can only guess. Under normal conditions, money isn’t something I’m very eager to divulge to anybody. I keep it as a secret to my family and friends, so strangers don’t have to know. You can relate, right? Thus, since I started this site a short while ago, I found myself just having…

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Step 1, Part 2 of the FI Program

cash piggy bank

The book italicizes, “Be prepared. You will be calculating your net worth, perhaps for the first time in your life.” I guess we’re gonna find out. Time to see where I stand financially. Liquid Assets Cash on hand… “Include the piggy bank, the change on your dresser, the emergency money hidden in the glove compartment” $65 and I’m sticking to this…

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What have you got to show for it?

man holding pastry bread

Step 1 of the FI Program has 2 parts to it. The first is finding out how much I’ve earned in my lifetime. The second is what have I got to show for all that money earned? In other words, I also have to find out my net worth… ‘by creating a balance sheet of assets and liabilities’! ‘For the years…

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The Launch Procedure – Step 1, Part 1

My very first paycheck came from Hawaii Job Corps. I started shortly after turning 18 which gives me August and then I ‘graduated’ January. So that’s 6 months, and in that time, I earned a gross of $50 every 2 weeks so that’s total earnings of $600. I had to phone a friend because I had forgotten how often we got…

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Readying for Step 1 of the Program – Checklist

2019 Agenda Calendar

Right, something like this because this is URGENT! After all, a little bit of excavation will pay off (I hope.) I figure I can work on step 1 slowly, year by year. My best source to help with this would be my tax forms. Unfortunately, though, I only have a few years back of it like the required seven that I’m…

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